Decentralized Banking
Free to get started
Earn when others purchase an ION Card (Plastic or Metal) and earn when they load the card.
Industries
Strategy
We are a decentralized digital organization founded on more than ten years of experience with blockchain technology and decentralization-focused solutions.
Our goal is to change how people around the world deal with money. fusing the convenience and security of a contemporary financial organization with the strength of cryptocurrency assets.
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Execution
Traditional Banking
•High fees for transfers and international payments
•Slow and bureaucratic processes.
•Lack of integration with cryptocurrencies
•Geographic restrictions and limited access to services
•Limited service hours and operational availability
•Strict requirements to open accounts
•Lack of user control and privacy
•Financial exclusion for millions of people
•Dependence on third parties for transaction validation
Decentralized Digital Banking
•Low and transparent fees powered by blockchain technolgy
•Instant transactions with no intermediaries
•Integrated multi-currency wallet: fiat & crypto in one app
•Global access from any country with an internet connection
•24/7 platform availability with no interruptions
•Fast, paperless onboarding.
•Full control of your funds, without centralized entities.
•Financial inclusion via mobile access and physical VISA card
•Blockchain technology ensures security, traceability, and autonomy.
What do we offer?
•Fast onboarding: all you need is an email and a username. No KYC, no borders.
•100% decentralized: You control your account and your assets, no banks, no central entities.
•Physical and virtual card backed by VISA: Use it in stores, ATMs, and platforms worldwide with no restrictions.
What does ION Decentralized Banking offer?
•Top up with crypto or fiat directly from the app: Top up your card easily and securely, directly from your wallet.
•Global payments and purchases: Make international transactions wit no hassle and no hidden fees.
•Make international transactions with no hassle and no hidden fees: Send and receive funds between Bancus users instantly and for free.
ION Decentralized Banking
Global accessibility: Available to anyone, anywhere in the world all you need is an internet connection.
Intuitive and secure app: User-friendly interface, simple navigation, and blockchain technology that ensured transparency and protection
Decentralized personal custody & fiat conversion
The user has 100% control over their crypto assets from any personal wallet or exchange. Bancus does not intervene in the initial custody.
Crypto assets are converted to fiat through a regulated process.
Deposit to Bancus wallet
The user voluntarily transfers their funds to their wallet within the Bancus app, linked to Crypto Lat as a bridge exchange. Control remains entirely with the user - no intermediaries involved.
Useability of funds in local currency
The user voluntarily transfers their funds to their wallet within the Bancus app, linked to Cryptolat as a bridge exchange. Control remains entirely with the user - no intermediaries involved.
ION Decentralized Banking
A small 4% fee is charged when reloading the card, of which 1% is distributed through the rewards program.
•No monthly fees
•No yearly fees
•No a social charge on ATM withdraws
•No charges when swiping the card
Rewards Program
(In USD)
•Plastic Card
$45 total price
$10 shipping price
$35 net value (rewards)
•Metal Card
$85 total price
$10 shipping price
$75 net value (rewards)
3-Level Payout
10% - 15% - 10%
$7.5 - $11.25 - $7.5
Card Top-Up Rewards
Each time a card is reloaded by a user, Bancus rewards those in the referral network with 1%, distributed across three levels:
• Level 1: 0.285%
• Level 2: 0.43%
• Level 3: 0.285%
This ensures residual income from active card usage around the world.